Chapter 151 - What To Do if You’re the Villain and the Heroine Likes You

As a result, He Yunxiao spent a long time trying to persuade Ziruo Meimei to accompany him on a night visit to the Fan residence, but she still did not agree. He Yunxiao wasn't in a hurry. There were plenty of days ahead, and there would be opportunities to get along in the future. Furthermore, he needed to implement a passive strategy. Being too proactive wasn't a good idea. After escorting Fan Ziruo back to the Fan residence, as usual, He Yunxiao bought some delicious and fun things for Nanzhu's wife before entering the palace. Thinking about taking Nanzhu out to play tomorrow, He Yunxiao paid special attention while purchasing things and deliberately bought a small, cute veil for Nanzhu's wife. He specifically chose a thicker texture to cover her little face. After experiencing taking Ziruo Meimei out to play today, He Yunxiao deeply felt the troubles of the female lead's aura and the importance of the veil. Wherever Ziruo Meimei went, she naturally became the center of attention, attracting onlookers of all kinds. Taking Nanzhu out would be a violation in itself. Even though few people knew Nanzhu, it was still best to wear a veil to be cautious. Standing in the cloth shop, He Yunxiao had a hard time choosing between a light blue veil, a light yellow one, and a few others. He couldn't decide, so he decided to just take all of them. Holding five veils, He Yunxiao said, "Shopkeeper, I'd like to buy these." A shop assistant quickly arrived and, while packing the veils, accompanied him to the accounting room. The clerk said, "Young master, it's five taels of silver." It was indeed quite expensive - one tael of silver for one veil. Normally, He Yunxiao wouldn't have said much. However, he was recently worrying about the money needed for Sister Jiang's redemption, and spending five taels on just a few pieces of fabric made him couldn't help but grumble. "Shopkeeper, is this veil made of gold thread or is it the stitching that's made of gold?" "Young master, look at the embroidered flowers on the fabric. They were embroidered according to Miss Xuemei's own design. Every stitch was painstakingly done by the embroiderer following her design. If you think it's expensive, I also think it's expensive." Xuemei... Han Linshuang... One of the Four Beauties of Yinjing, and also one of the main female characters in the original book, the beloved daughter of the Prime Minister Han Wenxin. The book describes her as having long hair like the night, skin whiter than snow, and lips as red as plum. He Yunxiao secretly rejoiced that, based on the current situation, he should probably have no intersection with her. I don't even plan to pursue the girl who has the antidote, let alone this Han Linshuang whom I haven't even seen. Since this veil has the blessing of the female lead, He Yunxiao had no complaints about paying a tael of silver for it. Now that it was getting late, Nanzhu was probably getting impatient. He paid the bill and prepared to go to the palace. However, as He Yunxiao reached for the money, an unexpected problem arose. He realized that he only had large denomination banknotes and no loose change. With no other choice, he could only use the large banknote. Handing a hundred-tael banknote to the accountant, the accountant thoughtfully handed him a stack of smaller denominations. Fifty taels, thirty taels, ten taels, and three one-tael banknotes, as well as two small pieces of silver, totaling ninety-five taels. He Yunxiao was surprised to see a thirty-tael banknote, a denomination he had not seen in his past life. Upon closer inspection, He Yunxiao discovered something peculiar. These banknotes did not belong to the same bank. In fact, these six banknotes came from four different banks, all bearing the seal of the Ministry of Revenue. Wow, it was easy to spend money carelessly. He hadn't noticed before, but he used to think that these banknotes should be issued by the state and be consistent throughout the country. He hadn't realized until now. He Yunxiao held the veils, the banknotes, and the change, and boarded the marquis's carriage, once again marveling at the convenience of modern life. Mobile payment is really convenient... He Yunxiao: ? He Yunxiao: ??? The coachman's whip was already raised in the air, ready to drive the young master and his ladies to the palace. He found it exasperating that the young master's actresses caused the carriage to move so slowly, even a dog would drive faster. What was the use of driving the horse so fast? He held the whip for a long time, but the young master was not getting into the carriage. When he turned around, he saw He Yunxiao standing with one hand on the carriage and one foot on the ground, frozen and motionless. "Young master? Young master?" He Yunxiao continued to stand still, and finally squeezed out, "Don't say anything." "Oh... Young master? Are we going to the palace? Or to the Spring Breeze Tower? Or the small courtyard by the river? Or back to Lu Jiao Academy?" He Yunxiao was annoyed by the coachman's nagging and had no choice but to interrupt his thoughts and get into the carriage. After giving the coachman a slap on the head, he finally got into the carriage and said, "The palace. Slow down." After a while. "For God's sake, slow down!" The carriage finally came to a stop, and He Yunxiao had the chance to organize his thoughts. When he paid earlier, he had a sudden insight. He thought, what if he made an ancient version of mobile payment? This was definitely impossible without the internet in ancient times. However, achieving "payment" was possible. Since he was unable to make money by selling things, why not just receive the money directly? But He Yunxiao then realized that even to establish a bank, a large amount of capital would be needed to issue banknotes, and it would need to pass the scrutiny of the Ministry of Revenue and therefore could not be accomplished in a short time. It would require even more funds for people to deposit their money. It seemed to be a dead end. After much thought, he ultimately rejected the idea of starting a bank with his current capabilities. What could attract deposits without being a bank? Game currency! Or it could be called "vouchers" or "supermarket cards" - it didn't matter! Their essence is the same: exchanging money in advance for something else, and then using that something else to make purchases! As long as consumers were given some benefits, those who exchanged for the "supermarket card" would surely be attracted to it! This move effectively used a slight difference to attract deposits. He Yunxiao did not have the same saving mindset as people in ancient times. The slight loss in exchange difference wouldn’t be a concern for him at all. Even if they had to subsidize businesses by a bit with the amount saved from using the "supermarket card," it didn't matter at all. By making use of a large amount of deposits, they could make high-profit investments, quickly making up for the lost difference. Even if the game became difficult to play at some point, as long as they started to integrate various interest groups, making themselves "too big to fail," they could continue playing the game. He Yunxiao was excited at the thought. If used correctly, not to mention the ten thousand taels needed for Sister Jiang's redemption, but he could buy the entire Yinjing City! Tl: Soothsayer.io